CPFB | Silver Support Scheme

Retirement income

Looking after seniors with the Silver Support Scheme

The Silver Support (SS) Scheme provides continuing support for Singapore Citizens aged 65 and above, who had low incomes during their working years and now have less in retirement.

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Overview
Eligibility
Benefits
Payment schedule
Resources
FAQs
Articles

Overview

Greater assurance for seniors

The Silver Support (SS) Scheme is part of a wide range of schemes that the Government has put in place in recent years to give seniors greater assurance in retirement.

Quarterly cash supplement

Introduced in 2016, the SS Scheme provides a quarterly cash supplement to seniors who had low incomes during their working years and now have less in retirement.

Adding to retirement income

The quarterly cash supplements of the SS Scheme were raised in 2021 to strengthen support for seniors with lesser means. This enhancement adds to the retirement income of close to 250,000 Singapore Citizens aged 65 and above.

The Silver Support Scheme will be enhanced in 2025. Refer to our FAQs for more information on the enhancements.

Eligibility

Who’s eligible for the Silver Support Scheme?

There’s no need for you to apply for the SS Scheme. If you’re a Singapore Citizen aged 65 and above, you’ll automatically qualify whenever you meet all of the following criteria:

Low lifetime wages

The total CPF contributions you made by age 55 is up to $140,000. Total CPF contributions refer to the total sum in your Ordinary and Special accounts, including amounts withdrawn for housing, education, and investment.

If you’re self-employed, your average annual net trade income is up to $27,600 when you were between the ages of 45 and 54.

Housing type

You live in a 1- to 5-room HDB flat. You or your spouse do not own a 5-room or larger HDB flat, private property or multiple properties.

Low household income

You live in a household with a monthly income per person of up to $1,800.

Benefits

Your Silver Support benefits

If you are eligible, you will receive a notification letter in December each year and will automatically receive payments every subsequent quarter.

The amount you will receive depends on your household monthly income per person and the type of HDB flat you live in. If you are a Singapore Citizen aged 65 and above, and receiving ComCare Long-Term Assistance (LTA), you will receive $360 per quarter regardless of flat type and household monthly income.

Silver Support benefits per quarter

HDB flat type	Household monthly income per person is up to $1,300	Household monthly income per person is more than $1,300 and up to $1,800
1- and 2-room	$900	$450
3-Room	$720	$360
4-Room	$540	$270
5-Room*	$360	$180

*Live in and don’t own a 5-room HDB flat.

Payment schedule

Silver Support is paid out every quarter

You will start receiving payments in the quarter you turn age 65.

Payment date	Eligibility period
31 December of the preceding year	January to March
31 March	April to June
30 June	July to September
30 September	October to December

You will receive your SS benefit in your PayNow bank account linked to your NRIC number, if you have one. Otherwise, your SS will be credited to your bank account which you have registered with the Government to receive Government payments (e.g. GST Voucher, Workfare). If you do not have a PayNow-NRIC-linked bank account or a bank account registered with the Government, you will receive your SS benefit by GovCash.