Growing your savings
Cash top-ups and CPF transfers for retirement
This form allows you to top-up or CPF transfer to your or your loved one's Special or Retirement Account.
Apply online
Set up and manage recurring cash top-ups for retirement
You must have an existing GIRO arrangement before making recurring cash top-ups.
Step 1: Set up GIRO to make cash top-ups for retirement
This form allows you to set up or change your GIRO arrangement for recurring cash top-ups to your and your loved ones' Special or Retirement account.
Apply online
Step 2: Set up recurring top-ups
This form allows you to create and delete arrangements for recurring cash top-ups. If you wish to make changes to an existing recurring arrangement, delete the arrangement using the form and create a new one.
Top up Retirement Sum (for employers)
FORM RSS-TP/C
This form allows employers to make cash top-ups for their employees under the Retirement Sum Topping-Up Scheme.
Apply online
Top up MediSave Account
This form allows you to make a top-up to your own or your loved ones' MediSave Account.
If you are a self-employed person, voluntary top-ups made via this form will not be used to offset your MediSave payable, nor meet the MediSave requirement for Workfare. To offset your MediSave payable or meet the MediSave requirement for Workfare as a self-employed person, please visit Manage your MediSave payable.
Make a voluntary housing refund
This form allows you to make a cash refund of your CPF savings used for your property.
Apply online
Top up CPF accounts
This form allows you to make a top-up to your own CPF accounts (Ordinary, Special, and MediSave) or on behalf of another person.
If you are a self-employed person, voluntary top-ups made via this form will not be used to offset your MediSave payable, nor meet the MediSave requirement for Workfare. To offset your MediSave payable or meet the MediSave requirement for Workfare as a self-employed person, please visit Manage your MediSave payable.
Withdraw CPF investments
FORM INV-Transfer
This form allows you to withdraw your investments under the CPF Investment Scheme. Once withdrawn, your CPF investment account will be closed and your investments will be transferred to your own name. You may thereafter, liquidate your investments as you wish and have the sale proceeds paid to you directly.
You will be able to view the link to submit your application through the Investment dashboard if you meet the eligibility conditions.
Apply online
Opt in to increase CPF contributions as a platform worker
This form allows platform workers born before 1995 to opt in to boost their CPF savings through contributions to their Ordinary, MediSave, and Special accounts.
Apply online
Manage your MediSave payable
This form allows you to make payment for your outstanding MediSave payable from self-employment or request an instalment plan.
Apply online
Adjust self-employed contributions
FORM CPF SE 7A
This form allows you to apply for adjustment of your self-employed contributions.
Apply online
Refund of CPF/MediSave contributions by self-employed person
FORM CPF SE 20
This form allows you to apply for refund of your self-employed contributions.
Apply online
Terminate GIRO for MediSave contributions
FORM DDA/GIRO T
This form allows a self-employed person to terminate his GIRO arrangement for MediSave Contributions.
Set up GIRO for MediSave contributions (formerly known as ‘Apply for GIRO for MediSave Contributions by self-employed person')
FORM SE GIRO
This form allows a self-employed person to set up GIRO arrangement to make MediSave contributions for himself or by another person on his behalf.
Apply online
Download (PDF, 0.6MB)
Update notification preference for self-employed persons
NOTIF_PREF
This form allows you to update your notification preference for the ‘notice of CPF contributions for self-employed persons’.
Retirement income
Plan my monthly payouts
This form allows you to get personalised details of your CPF monthly payouts and instruct us to start or defer your payouts when you turn 65.
This service is applicable to CPF members, who are at least 3 months away from payout eligibility age of 65.
Withdraw for immediate retirement needs
RWD-A55/e-Form
This form allows you to apply to make retirement withdrawals for immediate cash needs, and receive payment via PayNow almost instantly, or via Interbank GIRO.
To receive payment via PayNow, please ensure that you have registered for PayNow and linked your bank account to your Singapore NRIC via your bank’s existing internet banking platform or mobile banking application.
Apply online
Withdraw CPF due to reduced life expectancy and claim life insurance benefits
This form enables you to apply for early withdrawal of part of your CPF savings if you have a reduced life expectancy due to a medical condition, and to claim insurance benefits under the Home Protection Scheme and Dependants’ Protection Scheme.
Apply online
Home ownership
If you are financing with a bank loan
Apply online to:
- Make changes to housing instalment payments
- Make arrears payment towards housing loan
- Make lump sum payment towards housing loan
- Repay housing loan fully
If you are financing with a HDB loan
If you are financing a HDB purchase using a HDB loan, go to the HDB website to apply for and manage the use your Ordinary Account savings.
Apply for or adjust Home Protection Scheme cover
FORM HPS/45
This form allows you to apply for a new HPS cover or adjust your existing HPS cover.
Apply online
Termination of Home Protection Scheme cover
FORM HPS/45A
This form allows you to apply to terminate your HPS cover.
Apply online
Pay Home Protection Scheme premium shortfall
FORM HPS/7
This form allows you to pay the Home Protection Scheme premium shortfall.
Apply online
Authorise the use of Ordinary Account savings for insured’s HPS premium
FORM HPS/7FM
This form allows you to authorise the Board to deduct your OA to pay the HPS premium of your spouse/parent/child/sibling, if the insured’s OA is insufficient for his/her premium payment.
Apply online
Claim for Home Protection Scheme benefit (medical grounds)
This form allows you to file a claim under the Home Protection Scheme on medical grounds.
Apply online
Medical appointment for Home Protection Scheme
This service allows Home Protection Scheme applicants to view or reschedule their medical appointment.
Access service
Healthcare financing
Top up to my/my loved one's MediSave Account for healthcare insurance premium payment
This form allows you to top up to your own or your dependants’ MediSave Account for payment of MediShield Life/CareShield Life/ElderShield premium.
Apply online
Apply to use MediSave for approved dependant’s renal dialysis treatment
This form allows you to apply for the use of your MediSave to cover the outpatient renal dialysis treatment expenses for your approved dependants.
Apply online
Top up my/my loved ones’ MediSave Account using CPF savings for healthcare expenses (for members aged 55 and above)
This form allows members aged 55 and above to top up their own or their loved ones’ MediSave Account using savings from their Special and/or Ordinary Account(s) for healthcare expenses.
Apply online
Change payer for MediShield Life, CareShield Life and ElderShield policy
This form allows you to take over as premium payer or stop premium payment for a family member's MediShield Life, CareShield Life and ElderShield policy.
Apply online
MediShield Life and CareShield Life health declaration for Permanent Resident applicant
MCLHD
This form allows Permanent Resident applicants to declare their health status for the administration of the MediShield Life Scheme.
Apply online
Suspension of MediShield Life premium collection
This form allows you to apply for suspension of MediShield Life premium collection if you meet all the eligibility criteria stated in the form.
Apply online
Set up GIRO for healthcare premiums
This form allows you to set up GIRO payment for your and your dependant’s outstanding healthcare premiums.
Apply online
Account services
Application for online nomination
This online nomination allows you to nominate your loved ones to receive your CPF savings in cash and authorises the CPF Board to disclose your CPF information upon your death.
Apply online
Witness a CPF nomination
This form allows you to perform a witnessing for an online nomination.
Submit online
Notification of marriage in relation to CPF nomination
This form allows any person to provide the Board with information on a CPF member’s marriage. There is no need to use this form if the marriage is registered with the Singapore Registry of Marriages or Registry of Muslim Marriages.
Submit online
Witness statement (online nomination)
This form is for witnesses who have been specifically contacted by the Board to provide additional information on how a CPF nomination was made. If you want to witness an online nomination, please visit cpf.gov.sg/Activities instead.
Witnesses statement
This form is for witnesses who have been specifically contacted by the Board to provide additional information on how a CPF nomination was made.
Application to withdraw deceased member's CPF
FORM CPF-D(1)
This form allows nominee to apply for withdrawal of deceased member’s CPF savings.
Apply online
Application to close CPF accounts for non-Singapore Citizens and non-Permanent Residents
Form CPF-CA
This form allows CPF members who are non-Singapore Citizens and non-Permanent Residents to close their CPF accounts and transfer their CPF savings to their bank accounts.
Download (PDF, 0.3MB)
Application to close CPF accounts for non-Singapore Citizens and non-Permanent Residents (child)
Form CPF-CA(C)
This form allows the parent/legal guardian of a CPF member below 21 years of age who are non-Singapore Citizens and non-Permanent Residents close their CPF accounts and transfer their CPF savings to their parent’s/legal guardian’s bank account.
Download (PDF, 0.3MB)
Change payment details (for withdrawal of deceased member’s CPF savings or account closure)
FORM NAC/SUPP/F
This form allows a non-Singapore Citizen or non-Singapore Permanent Resident to change payment details to receive the balance due since the last payment or withdrawal application, as a:
- Nominee applying to withdraw a deceased member’s CPF savings; or
- Member leaving/who has left Singapore permanently.
Download (PDF, 0.3MB)
Update contact information
This form allows a member to update his contact information and/or salutation that is registered with the CPF Board.
Apply online
Update bank account
This form allows a member to update his bank account details. This bank account is used for payments under CPF schemes such as CPF monthly payouts and CPF withdrawals from age 55 (see list of payments).
Other schemes
Submit divorce court order
This form allows you to submit your court order for the division of CPF-related assets in the divorce.
Submit online
Instruction to transfer discounted Singtel shares (division of matrimonial assets)
FORM INV/DMA-SDS
Please write to us to transfer your discounted Singtel shares from your CPF account to your ex-spouse’s CPF account under division of matrimonial assets.
Apply online
Instruction to transfer sale proceeds (division of matrimonial assets)
FORM INV/DMA-SP
This form allows you to transfer your CPF investment sale proceeds from your CPF account to your ex-spouse’s CPF account under division of matrimonial assets.
Apply online
Apply for CPF education loan
Use this form to apply for the use of CPF savings to finance your subsidised tertiary education.
To withdraw your application that is pending processing, visit the Activities page to withdraw the submitted application.
Apply online
Endorse CPF education loan
Confirm or reject application(s) to use your CPF savings for tuition fee payment.
Revoke the use of CPF savings for education
Revoke the authorisation for the use of your CPF savings for education.
Apply online
Manage education loan repayments
Manage the repayment of your CPF education loan(s).
Apply online
Set up GIRO for education loan repayments
Use this service to set up repayments from a bank account or to change an existing GIRO arrangement.
Apply online
Download (PDF, 0.4MB)