Make a voluntary housing refund

The earlier you refund your CPF savings, the less you’ll need to refund upon the sale or transfer of the property.

Keep in mind that the mandatory amount to refund includes funds used to pay for the property and any interest you would’ve earned if the funds had remained in your CPF account.

Take advantage of CPF's interest rates. The more voluntary housing refunds you make, the greater the CPF savings you have to prepare for retirement.

You can use your refunded CPF savings for the various CPF approved schemes if needed.

Make a voluntary housing refund directly from this website.

In the CPF Mobile app,

• Log in to CPF Mobile app with your Singpass
• Select “Services”
• Select “Voluntary Housing Refund”