Growing Your Savings

Top up CPF accounts

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Build up your CPF savings for your retirement, housing and healthcare needs. 

Use this form to make cash top-ups to your Ordinary Account, Special Account or Retirement Account,  and MediSave Account. You can also make top-ups on another person’s behalf. 

Top-ups are irreversible. 

It is an offence to make any false statement for any purpose connected with the Central Provident Fund Act.

Important notes

  • To offset self-employed persons’ MediSave payable, or to meet the MediSave requirement for Workfare, please use the Manage your MediSave payable form.
  • For self-employed persons,  or platform workers who did not opt in to increased CPF contributions, tax relief on your voluntary top-ups will be based on assessable net trade income for the year.
  • For platform workers who are mandated or opted in to increased CPF contributions, you will receive tax relief on voluntary top-ups made from 2025 to 2028.
  • If you are an undischarged bankrupt, you must obtain approval from the Official Assignee before using this form.

To complete this form, you will need:

  • Your recipient's NRIC number.
  • Your banking app, payment app, or authentication token.
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