About 800,000 home owners use CPF to pay their housing loan instalments each year
![Number of home owners using CPF to pay their housing loan instalments](/content/experience-fragments/web/sg/en/site/member/infohub/reports_and_statisti/cpf_trends/home_financing/home-financing/home-financing/_jcr_content/root/container/sectionheader/responsive-grid/image.coreimg.png/1685957022667/homeowners.png)
8 in 10 home owners aged 50 and below who used CPF to pay their loan had sufficient CPF savings for at least 6 months of instalments
No. of home owners using CPF for housing loan instalments in Dec 2022
![Number and proportion of home owners with sufficient CPF savings for at least 6 months of housing loan instalments by age group](/content/experience-fragments/web/sg/en/site/member/infohub/reports_and_statisti/cpf_trends/home_financing/home-financing/home-financing/_jcr_content/root/container/sectionheader_copy/responsive-grid/image.coreimg.png/1685957067029/housingloaninstalments.png)
![Legend for Number and proportion of home owners with sufficient CPF savings for at least 6 months of housing loan instalments by age group](/content/experience-fragments/web/sg/en/site/member/infohub/reports_and_statisti/cpf_trends/home_financing/home-financing/home-financing/_jcr_content/root/container/sectionheader_copy/responsive-grid/image_copy.coreimg.png/1688381207524/housingloaninstalmentslegend.png)
More than 30k members made voluntary housing refunds in 2022, doubled that of 2020
![Number of home owners making voluntary housing refunds and amounts refunded](/content/experience-fragments/web/sg/en/site/member/infohub/reports_and_statisti/cpf_trends/home_financing/home-financing/home-financing/_jcr_content/root/container/sectionheader_copy_1497335505/responsive-grid/image.coreimg.png/1688440425593/risingtrendvhr.png)
Owners for over 9 in 10 properties fully refunded CPF used when they sold their property
![Number and proportion of home owners able to fully refund CPF used when selling their property](/content/experience-fragments/web/sg/en/site/member/infohub/reports_and_statisti/cpf_trends/home_financing/home-financing/home-financing/_jcr_content/root/container/sectionheader_copy_1/responsive-grid/image.coreimg.png/1688440491101/refundedcpfproperty.png)
![Legend for Number and proportion of home owners able to fully refund CPF used when selling their property](/content/experience-fragments/web/sg/en/site/member/infohub/reports_and_statisti/cpf_trends/home_financing/home-financing/home-financing/_jcr_content/root/container/sectionheader_copy_1/responsive-grid/image_copy.coreimg.png/1661156935168/refundedcpflegend.png)
Note: Figures refer to properties sold within the year
Increase in take-up rate of Lease Buyback Scheme and Silver Housing Bonus
![Number of members who take up Lease Buyback Scheme and Silver Housing Bonus](/content/experience-fragments/web/sg/en/site/member/infohub/reports_and_statisti/cpf_trends/home_financing/home-financing/home-financing/_jcr_content/root/container/sectionheader_copy_1_1134502098/responsive-grid/image.coreimg.png/1688440458411/takeuprate.png)
Total amount received in Cash and CPF
![Amount received in cash and CPF from taking up Lease Buyback Scheme and Silver Housing Bonus](/content/experience-fragments/web/sg/en/site/member/infohub/reports_and_statisti/cpf_trends/home_financing/home-financing/home-financing/_jcr_content/root/container/sectionheader_copy_1_815392629/responsive-grid/image.coreimg.png/1685957237328/totalamtincashandcpf.png)
![Legend for Amount received in cash and CPF from taking up Lease Buyback Scheme and Silver Housing Bonus](/content/experience-fragments/web/sg/en/site/member/infohub/reports_and_statisti/cpf_trends/home_financing/home-financing/home-financing/_jcr_content/root/container/sectionheader_copy_1_815392629/responsive-grid/image_copy.coreimg.png/1661156985289/totalamtlegend.png)
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