Growing your savings

Cash top-ups and CPF transfers for retirement

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Make cash top-ups or CPF transfers to your own or loved one’s Special/ Retirement Account

This will grow your own or loved one’s CPF retirement savings and boost monthly payouts in retirement..

Cash top-ups/ CPF transfers will be paid as boosted monthly payouts

These monies will be used to boost your monthly payouts, which you can choose to start to receive anytime between 65 to 70.

 

Cash top-ups/ CPF transfers cannot be withdrawn for other purpose

 

E.g. Cannot be withdrawn for immediate needs from age 55, used for home financing or medical expenses.

Important notes

  • The cash top-up or CPF transfer amount is credited to the Special Account if the recipient is below age 55, and in the Retirement Account if above 55.

To complete the form, you will need:

  • Your recipient’s NRIC, if you are making a cash top-up or CPF transfer to a loved one.
  • Additional documents if you are making a CPF transfer to a recipient for the first time.
  • Your banking app, payment app, or authentication token if you are using PayNow.

Supporting documents for CPF transfers

Before you can make CPF transfers to a recipient, you need to make a one-time submission of the following supporting documents:

  • Spouse: Your marriage certificate (only if your marriage is not registered in Singapore)
  • Parent: Your birth certificate
  • Grandparent: Your and your parent's birth certificates
  • Sibling: Your and your sibling’s birth certificates
  • Parent-in-law: Your marriage certificate (only if your marriage is not registered in Singapore) and your spouse’s birth certificate
  • Grandparent-in-law: Your marriage certificate (only if your marriage is not registered in Singapore), your spouse’s and your parent-in-law’s birth certificates

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