CPFB | CPF housing usage calculator

Home Ownership

CPF housing usage calculator

Estimate how much Ordinary Account savings you can use for a property purchase

You can specify up to 3 co-owners in this calculator. The amount of Ordinary Account savings you can use to buy a property depends on your age, property type, and loan type.

The results of this calculator are estimates. If you have an existing property and want to find out how much more Ordinary Account savings you can use for your housing needs, log in to view your Home ownership dashboard.

This calculator is not applicable if your property is an HDB studio apartment or a short-lease 2-room flexi flat.

Important notes

You will require your co-owners' date of birth, property purchase date, valuation price, and lease-related information to proceed.
All fields are mandatory unless marked optional.

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Results

You and your co-owners can use up to {proRatedValuationLimit} combined from your Ordinary Accounts for the property purchase.

Purchase price of property

{purchasePriceOfProperty}

Property valuation price at time of purchase

{valueOfPropertyAtTimeOfPurchase}

Results Details

Resources

Home ownership calculators

Estimate other housing-related matters such as your loan payment period, Home Protection Scheme Premiums, and more

Housing Scheme

Learn more about housing matters. Find out more about the use of your Ordinary Account savings for your housing needs.

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CPF housing usage calculator

Estimate how much Ordinary Account savings you can use for a property purchase

Important notes

CPF housing usage calculator

Tell us your housing situation

Did you know?

Let us know your age

Tell us about the property

Add existing properties

Share your financial information

Results

You and your co-owners can use up to {proRatedValuationLimit} combined from your Ordinary Accounts for the property purchase.

Results Details

Resources

Results

The remaining lease of the property is less than 30 years, or the sum of the youngest co-owner and the remaining lease year is 80 years or below. Your Ordinary Account savings cannot be used to purchase this property.

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Results

You and your co-owners can use all of your Ordinary Account savings for the property purchase.

Resources

Results

You and your co-owners can use up to {valuationLimit} combined from your Ordinary Accounts for the property purchase.

Resources

Results

You and your co-owners can use up to {valuationLimit} combined from your Ordinary Accounts for a property purchase.

Resources

Results

You and your co-owners can use up to {valuationLimit} combined from your Ordinary Accounts for the property purchase.

Resources

Results

You and your co-owners can use up to {proRatedValuationLimit} combined from your Ordinary Accounts for the property purchase.

Resources

Results

You and your co-owners can use up to {valuationLimit} combined from your Ordinary Accounts for the property purchase.

Resources

Results

You and your co-owners can use up to {proRatedValuationLimit} combined from your Ordinary Accounts for the property purchase.

Resources

Results

You and your co-owners can use up to {proRatedValuationLimit} combined from your Ordinary Accounts for a property purchase.

Resources

Results

The remaining lease of the property is 20 years or below. Your Ordinary Account savings cannot be used to purchase this property.

Resources

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