Retirement top-ups

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More members are topping up for themselves and their loved ones to boost retirement adequacy

No. of members making top-ups has seen a stable increase across the past 3 years

Number of CPF top-ups by top 3 relationships with giver

Notes:

  1. Based on unique givers, if a member tops up for himself and someone else, he will only be counted as a giver once.

Total amount of top-ups to retirement savings have remained relatively stable at above $4 billion

Amount of retirement sum top-ups

Breakdown of top-ups by giver's relationship

(For multiple recipients, counted once in each relationship category)

 

Number of CPF top-ups by relationship with giver

Strong support for seniors via CPF top-ups from loved ones

CPF top-ups received by seniors (age 55 and above) from loved ones

Amount of CPF top-ups received by seniors from loved ones

Most CPF top-ups to seniors from loved ones were from their children or spouse

Amount of CPF top-ups, by giver (2021-2023)

Proportion of CPF top-up amounts made to seniors by relationship with giver