Retirement income

Withdraw CPF savings for immediate retirement needs

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Use this form to withdraw your own CPF savings from age 55.

The amount you can withdraw via this form is subject to your Daily Withdrawal Limit. 

If you make a withdrawal and have not set aside your Full Retirement Sum, any non-withdrawable amounts in your Ordinary Account may be transferred to your Retirement Account. 

Donees and deputies authorised to withdraw on a member’s behalf should refer to the application process here.

Important notes

  • Beware of scams. Government officials will never ask you to transfer CPF savings to them. If you get such a request, call the 24/7 ScamShield anti-scam helpline via 1799 and inform CPF Board.
  • Before you begin, ensure that you have updated your contact details and provided a bank account in Account settings.
  • To receive your CPF withdrawals via PayNow, ensure that the bank account in Account settings is set to your “PayNow NRIC-linked bank account”. If not, update your bank account details and wait for the mandatory 12-hour cooling period to complete before submitting the application.
  • You may need to further verify your identity to complete this application.