Think about what your best life looks like to you. Reflect on what you enjoy doing and how you will like to spend time with those who matter. Use the CPF Planner to estimate the desired retirement income you need to support your ideal lifestyle.

Even with a clearer idea of your desired lifestyle, you should still ensure you have enough for your essentials first. If you are uncertain how to differentiate between needs and wants, it is a good idea to get guidance on how to better manage your budget and financial goals.

Planning your finances to settle well into a meaningful retirement also takes into consideration changing circumstances, as you move into different life milestones. Speaking with a trusted and experienced loved one or professional can help you navigate with greater certainty.