When should I submit my application for my top-up to be processed within the same month?
If you are making a cash top-up
Both your application and payment should be made by the following timings:
Payment mode
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When payment should be made
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PayNow QR
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Within last day of the month
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OCBC Digital (available for applications via CPF Mobile app only)
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| Online GIRO |
Your GIRO instruction will take effect in the same month If you submit both:
- GIRO application; and
- Standing Instruction
within the first seven days of the month.
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To have your cash top-up processed quickly, we encourage payment via PayNow QR or OCBC Digital. Your cash top-up will generally be credited almost instantly upon successful payment.
If you are making a CPF transfer
You should submit your application before the 5th last working day of the month.
