- What is CPF LIFE?
- Why do I need CPF LIFE?
- Do I have to join CPF LIFE?
- Can I be exempted from CPF LIFE?
- Can I choose to join CPF LIFE if it is not mandatory for me?
- How much CPF savings do I need to join CPF LIFE?
- What is the maximum amount of CPF savings that I can use to join CPF LIFE?
- What are the CPF LIFE plans available and which is the right plan for me?
- How is CPF LIFE attractive?
- Are CPF LIFE payouts guaranteed?
- How does the CPF LIFE Escalating Plan work?
- Why is the increase in CPF LIFE Escalating Plan payouts fixed at 2% per year and not matched to actual inflation rate?
- How does the CPF LIFE Standard Plan work?
- How does the CPF LIFE Basic Plan work?
- I know that CPF LIFE Basic Plan is a legacy option. But why did Government introduce Basic Plan previously? Can I change to another plan?
- Can I change from a legacy plan (Basic, Balanced, Plus or Income Plan) to the Standard or Escalating Plan?
- How are the CPF LIFE premium and payout for each plan calculated?
- What are CPF LIFE premiums invested in and are the investments safe?
- Does my CPF LIFE premium continue to earn interest?
- What happens to the CPF interest earned on my CPF LIFE premium?
- What is the breakeven point for my CPF LIFE plan i.e. the age when my CPF LIFE premium is fully depleted, and should it matter?
- I turned 55 before 2016 and joined CPF LIFE at 55. Will the premium deducted for CPF LIFE continue to earn interest?
- How much Retirement Account savings do I need for my desired CPF LIFE monthly payout?
- What is the latest age to join CPF LIFE?
- When do I have to choose my CPF LIFE plan?
- Can I change my plan type after I have joined CPF LIFE?
- What happens to my Retirement Account savings when I join CPF LIFE?
- When can I start receiving my CPF LIFE payouts?
- When will I receive my CPF LIFE monthly payouts?
- How do I update my bank account details with CPF Board?
- Is there an age limit for existing CPF LIFE members to increase their CPF LIFE premium?
- I have not joined CPF LIFE yet. How can I increase my future monthly payouts?
- I have already joined CPF LIFE. How can I increase my monthly payouts?
- I am going to start / I have started receiving my CPF LIFE monthly payouts. Can I still defer to receive higher payouts?
- Can I defer the start of my CPF LIFE monthly payouts beyond 70?
- How will my CPF LIFE monthly payouts be adjusted and when will payout adjustments be effected?
- How will changes to my Retirement Account affect my CPF LIFE monthly payouts?
- I am under a legacy plan (i.e. Basic, Balanced, Plus or Income Plan). What are my options if I want to switch my CPF LIFE plan and/or increase my monthly payouts?
- How can I submit my instructions on CPF LIFE monthly payouts?
- I am reaching 65. What are the monthly payout options that I can choose from?
- I am reaching age 65. How do I start my monthly payouts?
- I am unsure whether to start my monthly payouts now. How can I find out how much monthly payouts I can receive?
- I am reaching age 65 and received an email message from CPFB on my monthly payout details. How do I verify that the email is legitimate?
- I am currently receiving Additional Monthly Payout (AMP). Will my AMP be converted to higher CPF LIFE monthly payouts automatically?
- Currently CPF Board does not allow members above 80 to join CPF LIFE. What will happen to my Retirement Account inflows after I turn 80?
- Why am I not allowed to use my bank account with a non-local bank to receive my monthly payouts?
- I am the appointed deputy/donee for my next of kin. How can I receive monthly payouts on behalf of my next of kin?
- I am currently under CPF LIFE and have deferred my monthly payouts. What should I do if I want to change my payout start age?
- Can I request a higher CPF LIFE monthly payout based on my current Retirement Account balance?
- When will the auto annuitisation of non-withdrawable Ordinary and Special Account savings into CPF LIFE monthly payout take effect?
- Will I receive notification in advance about my Ordinary and Special Account savings being annuitised and streamed out as higher monthly CPF LIFE payouts?
- Why is there a need to annuitise the non-withdrawable Ordinary and Special Account savings as CPF LIFE monthly payout?
- How will the annuitisation of the non-withdrawable Ordinary and Special Account savings as CPF LIFE monthly payout affect my eligibility to withdraw or service the housing commitments that are financed by my Ordinary Account savings?
- Can I request to retain the non-withdrawable Ordinary and Special Account savings in the CPF accounts and not annuitise and stream them out as CPF LIFE monthly payouts?
- Can I request to retain the Ordinary and Special Account savings in the CPF accounts for future housing needs?
- How much will my CPF LIFE monthly payouts increase after my non-withdrawable Ordinary and Special Account savings are annuitised?
- When will the transfer of non-withdrawable monies from my Ordinary and Special Account (OSA) to my Retirement Account (RA) take place?
- Why are the non-withdrawable monies from my Ordinary and Special Account (OSA) transferred to my Retirement Account (RA) different from the amount stated in the notification sent to me?
- After receiving the notification, I have topped up to meet my cohort's Full Retirement Sum. Will CPFB continue with the transfer?
- Can I cancel my CPF LIFE plan after I have joined?
- What will happen to my CPF LIFE unused premium and interest when I pass away?
- Who are my beneficiaries?
- How much CPF LIFE premium balance will my beneficiaries receive when I pass away?
- I am on CPF LIFE even though I am a foreigner. Can I continue to keep my CPF LIFE Plan?
- When can I start my monthly payouts if I am not on CPF LIFE?
- When is the latest age to start my monthly payouts?
- I am reaching 65. What are the monthly payout options that I can choose from?
- I am reaching age 65. How do I start my monthly payouts?
- I am reaching age 65 and received an email message from CPFB on my monthly payout details. How do I verify that the email is legitimate?
- I am unsure whether to start my monthly payouts now. How can I find out how much monthly payouts I can receive?
- Can I opt out of receiving CPF monthly payouts and withdraw all my retirement savings?
- Why am I not allowed to use my bank account with a non-local bank to receive my monthly payouts?
- How long will my monthly payouts last if I am not on CPF LIFE?
- Do I really need to be concerned about outliving my monthly payouts?
- How will the auto-disbursement of Special Account and Ordinary Account savings benefit me?
- Can I choose to retain my Special Account and Ordinary Account savings instead of automatically disbursing them as payouts when my Retirement Account is depleted?
- Can I defer my monthly payouts beyond 70 if I am not on CPF LIFE?
- What happens if I am not on CPF LIFE and I do not start my monthly payouts by 70?
- How can I increase or prolong my monthly payouts if I am not on CPF LIFE?
- How are monthly payouts calculated if I am not on CPF LIFE?
- How much monthly payout will I receive if I am not on CPF LIFE?
- I am not on CPF LIFE. How will my monthly payouts be adjusted if there are changes to my retirement savings?
- How and when will I receive my monthly payouts?
- How do I start my monthly payouts if I am not on CPF LIFE?
- How long does it take to process my application to start my monthly payouts?
- How do I update my bank account details with CPF Board?
- Can I let the Board know the age that I want to start my monthly payouts before I turn 65?
- I am the appointed deputy/donee for my next of kin. How can I receive monthly payouts on behalf of my next of kin?
- If I have a pension or annuity, can I withdraw my retirement savings?
- What is the minimum monthly payout I have to receive from my pension/annuity to withdraw all my retirement savings?
- How much can I withdraw if my pension/annuity monthly payout is less than the minimum monthly payout?
- Can I choose how much I want to withdraw from my retirement savings if I have an alternative pension/annuity?
- Why can't I withdraw my top-ups from my retirement savings if I have an alternative pension/annuity?
- Can I still make top-ups or receive top-ups to my retirement savings if I have withdrawn my savings using my pension/annuity?
- What happens if I surrender my pension/annuity after I have withdrawn my savings?
- What happens to my CPF LIFE plan if my application to withdraw all my retirement savings using my pension/annuity is approved?
- When can I apply to withdraw my retirement savings if I have a pension/annuity?
- How do I apply to withdraw my retirement savings if I have a pension/annuity?
- Can I use multiple policies to withdraw my retirement savings if I have more than one source of lifelong income?
- How will I receive my retirement savings if my application to withdraw my retirement savings using my pension/annuity is approved?
- How long does it take to process my application to withdraw my retirement savings using my pension/annuity?
- How can I check the status of my application to withdraw my retirement savings using my pension/annuity?
- Why should I consider monetising my property?
- How can I monetise my property and which option is suitable for me?
- What is the Silver Housing Bonus scheme?
- What is the Lease Buyback Scheme?
- How do I apply for Lease Buyback Scheme or Silver Housing Bonus scheme?
- I live in a private property. Are there ways for me to monetise my property without selling my home?